[Banque][Prêt] LE CREDIT COOPERATIF

Student Loans with Crédit Coopératif

What student loan options does Crédit Coopératif offer? Crédit Coopératif provides two types of student loans:

1. Student Loan with Guarantor

   • Purpose: Covers educational and living expenses (tuition, equipment, housing, etc.).
   • Eligibility: Ages 18 and above.
   • Loan Amount: 1,500€ to 60,000€.
   • Repayment Period: 4 to 120 months (conditions apply in-branch).
   • Annual Interest Rate: 1.50%.
   • Fees: No application fees.
   • Guarantor: Parents or spouse can act as guarantors.

2. Student Loan without Guarantor

   • Purpose: Covers educational and living expenses (tuition, equipment, housing, etc.).
   • Eligibility: Ages 18 to 28.
   • Loan Amount: 1,000€ to 20,000€.
   • Repayment Period: 24 to 120 months.
   • Annual Interest Rate: 2.50%.
   • Fees: No application fees.

How can I simulate a student loan? You can simulate your loan online using the Crédit Coopératif simulator: Loan Simulator

Where is the Crédit Coopératif branch located? The branch is located at: 10-12 Bd de l'Oise, Immeuble Grand Axe (opposite the CAF), 95000 Cergy-Préfecture.

How can I contact the Crédit Coopératif branch?

• Branch Phone: 01 84 91 00 96
• Audrey CAFAGNO (Contact Person): 07 64 49 87 79
• For assistance or referral to another branch, contact Willy TARALLE: 06 69 01 32 76

Why consider Crédit Coopératif? Crédit Coopératif is a cooperative bank committed to responsible financing and sustainability. It has one of the lowest carbon footprints among banks.

Additional Information For more details, visit:

• Open an Account
• Committed Financing
• Low Carbon Impact

Relevance to Your Situation: Given your financial constraints and the need to finance your exchange in Seoul, these loan options could help cover your estimated expenses of 4,600€. The "Student Loan without Guarantor" might be particularly relevant if your parents are unable to act as guarantors due to their current unemployment. Please review the terms carefully and consider consulting with the bank to determine the best option for your needs.